:root{--navy-950:#081120;--navy-900:#0f1d36;--navy-800:#192f56;--blue-600:#2563eb;--blue-500:#3b82f6;--blue-400:#60a5fa;--blue-100:#dbeafe;--ink-950:#020617;--ink-900:#0f172a;--slate-800:#1e293b;--slate-700:#334155;--slate-600:#475569;--slate-500:#64748b;--slate-400:#94a3b8;--slate-300:#cbd5e1;--slate-200:#e2e8f0;--slate-100:#f1f5f9;--slate-50:#f8fafc;--white:#fff;--amber-50:#fffbeb;--amber-200:#fde68a;--amber-950:#451a03;--font-sans:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--font-serif:Georgia,"Times New Roman",serif;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--space-16:64px;--space-20:80px;--space-24:96px;--radius:8px;--shadow:0 2px 8px rgb(15 23 42 / 8%)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{margin:0;color:var(--ink-900);font-family:var(--font-sans);font-size:16px;line-height:1.6;font-feature-settings:"cv02","cv03","cv04","cv11"}a{color:inherit;text-decoration:none}button{font:inherit}p{margin:0}h1,h2,h3,h4{font-family:var(--font-serif);line-height:1.2;margin:0}h1,h2{letter-spacing:-.025em}.wrap{width:min(100% - 32px,1280px);margin-inline:auto}.narrow{max-width:896px;margin-inline:auto}.dark{background:var(--navy-950);color:var(--white)}.dark-mid{background:var(--navy-900);color:var(--white)}.blue{color:var(--blue-400)}
.site-header{position:fixed;z-index:20;inset:0 0 auto;color:var(--white)}.guarantee{height:36px;background:var(--ink-950);border-bottom:1px solid var(--slate-800);display:flex;align-items:center;justify-content:center;gap:12px;padding:0 16px;text-align:center;color:var(--slate-300);font-size:12px}.small-only{display:none}.nav-shell{background:rgb(8 17 32 / 95%);backdrop-filter:blur(12px);border-bottom:1px solid rgb(30 41 59 / 90%)}.nav-inner{height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;white-space:nowrap}.brand>span:last-child{display:grid}.brand b{font:700 18px/1.2 var(--font-serif);color:var(--white);letter-spacing:-.02em}.brand small{font-size:10px;color:var(--blue-400);letter-spacing:.1em;text-transform:uppercase}.brand-mark{width:36px;height:36px;display:grid;place-items:center;border-radius:4px;background:var(--blue-600);color:var(--white);font:700 13px var(--font-serif)}.desktop-nav{display:flex;gap:32px;font-size:14px;font-weight:500;color:var(--slate-300)}.desktop-nav a:hover,.mobile-nav a:hover{color:var(--white)}.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;border-radius:4px;background:var(--blue-600);color:var(--white);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;box-shadow:0 2px 5px rgb(0 0 0 / 15%);transition:background-color .15s ease,transform .15s ease}.button:hover{background:var(--blue-500)}.button:active{transform:translateY(1px)}.button:focus-visible,.desktop-nav a:focus-visible,.mobile-nav a:focus-visible,.footer-links a:focus-visible,.text-link:focus-visible,.faq-item button:focus-visible,.menu-toggle:focus-visible{outline:3px solid var(--blue-400);outline-offset:3px}.nav-cta{padding:10px 16px}.menu-toggle,.mobile-nav{display:none}
.hero{position:relative;overflow:hidden;text-align:center;padding:144px 16px 64px;border-bottom:1px solid var(--slate-800)}.hero-glow{position:absolute;width:500px;height:500px;top:-170px;right:-90px;border-radius:50%;background:rgb(30 58 138 / 24%);filter:blur(80px);pointer-events:none}.hero-content{position:relative}.hero h1{font-size:clamp(2rem,5.3vw,3.75rem);font-weight:700;line-height:1.14}.lead{font-size:18px;line-height:1.7;color:var(--slate-300)}.hero .lead{max-width:760px;margin:24px auto 28px}.button-large{padding:16px 36px}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding-top:28px;margin-top:32px;border-top:1px solid var(--slate-800);color:var(--slate-300);font-size:12px}.trust-row span{display:flex;align-items:center;justify-content:center;gap:8px}.trust-row i{font-style:normal}
.stats{padding:40px 0 48px;border-bottom:1px solid var(--slate-800)}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.stats-grid article{display:flex;flex-direction:column;gap:4px}.stat-title{display:flex;align-items:center;gap:10px;margin-bottom:4px}.stat-title strong{font:700 30px/1.2 var(--font-serif);letter-spacing:-.02em}.icon-box{width:32px;height:32px;flex:none;display:grid;place-items:center;border-radius:4px;background:var(--slate-800);color:var(--blue-400);font-size:18px}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.1em}.stats-grid p{font-size:12px;color:var(--slate-400);line-height:1.6}
.section{padding:80px 0;border-bottom:1px solid var(--slate-200)}.section-heading{max-width:800px;margin:0 auto 56px;text-align:center}.section-heading h2,.partner h2,.cta-section h2{font-size:clamp(1.875rem,4.4vw,3rem);font-weight:700;color:var(--ink-950);margin:12px 0}.section-heading>p{font-size:18px;color:var(--slate-600);line-height:1.7}.tag{display:inline-flex;align-items:center;gap:8px;padding:4px 12px;border:1px solid var(--slate-200);border-radius:4px;background:var(--white);color:var(--slate-700);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.tag-blue{background:#eff6ff;color:var(--navy-800);border-color:#bfdbfe}.tag-dark{background:var(--slate-800);color:var(--blue-400);border-color:var(--slate-700)}.soft{background:var(--slate-50)}.grid{display:grid;gap:32px}.three{grid-template-columns:repeat(3,minmax(0,1fr))}.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{padding:28px;border:1px solid var(--slate-200);border-radius:var(--radius);background:var(--white);box-shadow:0 1px 2px rgb(15 23 42 / 5%)}.card h3,.callout h3,.partner-points h3{font-size:21px;color:var(--ink-900);font-weight:700}.card p{font-size:14px;color:var(--slate-600);line-height:1.7}.icon-tile{width:40px;height:40px;display:inline-grid;place-items:center;margin-bottom:16px;border:1px solid #dbeafe;border-radius:4px;background:#eff6ff;color:var(--navy-800);font-size:20px}.category{display:flex;flex-direction:column;justify-content:space-between;gap:24px}.category-title{display:flex;align-items:center;gap:14px;padding-bottom:12px;margin-bottom:16px;border-bottom:1px solid var(--slate-100)}.category-title .icon-tile{flex:none;margin:0}.category-title h3{font-size:20px}.category-title small{font-size:12px;color:var(--slate-500);font-weight:500}.check-list{list-style:none;margin:20px 0 0;padding:0;display:grid;gap:10px;color:var(--slate-700);font-size:12px;font-weight:600}.check-list li:before{content:"✓";display:inline-grid;place-items:center;width:16px;height:16px;margin-right:10px;border-radius:50%;background:var(--blue-100);color:var(--navy-800);font-size:11px}.card-foot{display:flex;justify-content:space-between;padding-top:16px;border-top:1px solid var(--slate-100);font-size:12px;color:var(--slate-400)}.card-foot b{color:var(--navy-800)}.callout{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:24px 28px;border-radius:var(--radius)}.callout-blue{margin-top:48px;background:var(--navy-800);color:var(--white)}.callout h3{font-size:20px;color:var(--white);margin-bottom:4px}.callout p{font-size:14px;color:var(--slate-300);line-height:1.6}.callout-blue .callout p{max-width:720px}.callout-blue .button{flex:none}
.step-card{display:flex;flex-direction:column;justify-content:space-between;gap:20px}.step-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}.step-num{width:32px;height:32px;display:grid;place-items:center;border-radius:50%;background:var(--blue-600);color:var(--white);font-size:12px;font-weight:700}.time{padding:4px 10px;border-radius:4px;background:var(--blue-100);color:var(--navy-800);font-size:12px;font-weight:600}.step-card .icon-tile{display:grid}.step-card h3{margin:0 0 8px}.step-card p{margin-bottom:20px}.step-benefit{display:flex;gap:8px;padding-top:16px;border-top:1px solid var(--slate-200);color:var(--blue-600);font-size:12px}.step-benefit span{color:var(--slate-700);font-weight:600}.guarantee-card{margin-top:48px;box-shadow:0 8px 24px rgb(15 23 42 / 16%)}.guarantee-icon{display:grid;place-items:center;width:48px;height:48px;flex:none;border:1px solid rgb(59 130 246 / 40%);border-radius:50%;background:var(--navy-800);color:var(--blue-400);font-size:24px}.guarantee-card>div{flex:1}.guarantee-card h3{font-size:19px}.benefit-grid{max-width:896px;margin:0 auto}.benefit-grid .card{background:var(--slate-50);padding:28px}.benefit-grid h3{margin:0 0 8px}
.risk-section{background:var(--slate-100);border-color:var(--slate-300)}.risk-section .section-heading h2{font-weight:600}.risk-section .heading-rule{width:64px;height:4px;margin:16px auto;background:#1d4ed8;border-radius:2px}.risk-section .section-heading>p{font-size:16px}.risk-card{padding:24px 28px;border-color:var(--slate-300);border-radius:4px}.risk-title{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-bottom:16px;margin-bottom:16px;border-bottom:1px solid var(--slate-200)}.risk-title h3{font-size:20px}.risk-title span{padding:4px 10px;border:1px solid var(--slate-200);border-radius:4px;background:var(--slate-100);color:var(--slate-600);font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.exposure,.defense{padding:16px;border:1px solid var(--amber-200);border-radius:4px;background:rgb(255 251 235 / 70%);margin-bottom:16px}.defense{border-color:#bfdbfe;background:rgb(239 246 255 / 70%)}.exposure b,.defense b{display:block;margin-bottom:4px;color:var(--amber-950);font-size:12px;letter-spacing:.08em;text-transform:uppercase}.defense b{color:var(--navy-800)}.exposure p,.defense p{font-size:13px;color:var(--slate-800)}.risk-foot{display:flex;justify-content:space-between;gap:12px;margin-top:20px;padding-top:12px;border-top:1px solid var(--slate-100);color:var(--slate-500);font-size:12px}.risk-foot b{color:var(--navy-800)}.binder{margin-top:40px;padding:24px;border:1px solid var(--slate-800)}.binder .tag{white-space:nowrap}
.partner{border-bottom-color:var(--slate-800)}.partner-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:56px}.partner h2{color:var(--white);line-height:1.18;margin:20px 0}.partner .lead{margin-bottom:24px}.partner-points{display:grid;gap:16px}.partner-points article{display:flex;gap:16px;padding:20px;border:1px solid var(--slate-800);border-radius:var(--radius);background:var(--navy-950)}.partner-points .icon-box{width:40px;height:40px}.partner-points h3{margin:0 0 4px;color:var(--white);font-size:17px}.partner-points p{color:var(--slate-300);font-size:13px;line-height:1.65}
.faq-list{display:grid;gap:12px}.faq-item{overflow:hidden;border:1px solid var(--slate-200);border-radius:var(--radius);background:var(--white);transition:background-color .15s ease}.faq-item.open{background:var(--slate-50);box-shadow:var(--shadow)}.faq-item h3{font-size:inherit}.faq-item button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 24px;border:0;background:transparent;text-align:left;color:var(--ink-900);cursor:pointer}.faq-item button span{flex:none;color:var(--slate-400);font:20px var(--font-sans);transition:transform .2s ease}.faq-item.open button span{transform:rotate(180deg);color:var(--blue-600)}.faq-answer{padding:4px 24px 24px;border-top:1px solid var(--slate-200);color:var(--slate-700);font-size:14px;line-height:1.7}.contact-callout{margin-top:48px;border:1px solid var(--slate-200);background:var(--slate-50)}.contact-callout b{font-size:12px;letter-spacing:.06em;text-transform:uppercase}.contact-callout p{font-size:12px;color:var(--slate-600)}.text-link{flex:none;color:var(--navy-800);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.text-link:hover{color:var(--blue-600)}
.cta-section{text-align:center;padding:80px 0 96px;border-bottom:1px solid var(--slate-800)}.cta-section h2{color:var(--white);margin:20px 0 12px}.cta-section .lead{max-width:720px;margin:0 auto 28px}.cta-section .trust-row{margin-top:40px;padding-top:28px}.site-footer{padding:64px 0 48px;background:var(--navy-950);color:var(--slate-400);font-size:12px}.footer-grid{display:grid;grid-template-columns:5fr 7fr;gap:40px;padding-bottom:48px;border-bottom:1px solid var(--slate-800)}.footer-brand .brand{margin-bottom:16px}.footer-brand .brand-mark{width:32px;height:32px;font-size:12px}.footer-brand .brand b{font-size:16px}.footer-brand p{max-width:380px;color:var(--slate-400);font-size:14px;line-height:1.7}.footer-link{display:inline-block;margin-top:16px;color:var(--blue-400);font-weight:700;text-decoration:underline;text-underline-offset:4px}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.footer-links>div{display:grid;align-content:start;gap:10px}.footer-links h4{margin-bottom:6px;color:var(--slate-200);font:700 12px var(--font-sans);letter-spacing:.1em;text-transform:uppercase}.footer-links a:hover{color:var(--white)}.legal{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:24px 0 0;color:var(--slate-300)}.legal span:last-child{font-weight:600}.disclaimer{max-width:896px;margin-top:16px;padding-top:16px;border-top:1px solid var(--slate-800);color:var(--slate-400);font-size:11px;line-height:1.65}
@media(max-width:1023px){.desktop-nav{gap:18px}.partner-grid{gap:32px}}
@media(max-width:767px){html{scroll-padding-top:108px}.wrap{width:min(100% - 32px,1280px)}.wide-only{display:none}.small-only{display:inline}.nav-inner{height:68px}.brand b{font-size:16px}.desktop-nav,.nav-cta{display:none}.menu-toggle{width:40px;height:40px;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:5px;border:1px solid var(--slate-800);border-radius:4px;background:var(--navy-900);cursor:pointer}.menu-toggle span{width:18px;height:2px;background:var(--slate-300)}.mobile-nav:not([hidden]){display:grid;gap:2px;padding:12px 24px 20px;border-bottom:1px solid var(--slate-800);background:var(--navy-950)}.mobile-nav a{padding:10px 0;color:var(--slate-300);font-size:14px}.hero{padding:132px 16px 48px}.hero h1{font-size:clamp(2rem,9vw,3rem)}.hero .lead,.section-heading>p,.partner .lead{font-size:16px}.trust-row{grid-template-columns:1fr;gap:12px}.trust-row span{justify-content:flex-start}.stats{padding:32px 0}.stats-grid{grid-template-columns:1fr;gap:24px}.section{padding:64px 0}.section-heading{margin-bottom:40px}.section-heading h2,.partner h2,.cta-section h2{font-size:clamp(1.875rem,8vw,2.5rem)}.three,.two{grid-template-columns:1fr}.grid{gap:20px}.card{padding:24px}.callout{align-items:stretch;flex-direction:column;padding:24px}.callout-blue .button,.guarantee-card .button{width:100%}.guarantee-card{gap:16px}.risk-title{align-items:flex-start;flex-direction:column}.risk-title span{align-self:flex-start}.risk-foot{align-items:flex-start;flex-direction:column}.binder{align-items:flex-start}.partner-grid{grid-template-columns:1fr;gap:36px}.faq-item button{padding:18px}.faq-answer{padding:4px 18px 20px}.contact-callout{align-items:flex-start}.footer-grid{grid-template-columns:1fr;gap:36px;padding-bottom:32px}.footer-links{grid-template-columns:repeat(2,1fr);row-gap:28px}.legal{align-items:flex-start;flex-direction:column}.cta-section{padding:64px 0}.cta-section .trust-row{margin-top:32px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{scroll-behavior:auto!important;transition-duration:.01ms!important}}